Individual Loan

The Individual Loan is the loan that gives to people that has purpose to expand their business, service, agriculture and personal or household consumption.

 

MICRO LOAN

Features of Micro Loan Product

Currency

Khmer Riel and US dollar

Loan Size

Upto 1,000 USD or equivalent in Khmer Riel

Loan Term

Upto 12 months

Interest Rate

1.50% per month

 
    Repayment Mode

1. Declining Repayment
2. Declining Repayment with Grace Period
3. Semi-Balloon Repayment
4. Balloon Repayment

 

Other Requirement

and Document for

loan

The people are 18 years old up

A definitive or clear resident and occupation

Land or house that could be taken as collateral

ID card or family book or birth certificate or passport or other document that is valid

Staying in the area where Vithey Microfinance Plc. was operated

 

 

SMALL LOAN

Features of Small Loan Product

Currency

Khmer Riel and US dollar

Loan Size

1,001 USD to 5,000 USD or equivalent in Khmer Riel

Loan Term

Upto 36 months

Interest Rate

1.50% per month

    Repayment Mode
1. Declining Repayment
2. Declining Repayment with Grace Period
3. Semi-Balloon Repayment
4. Balloon Repayment

Other Requirement

and Document for

loan

The people are 18 years old up

A definitive or clear resident and occupation

Land or house that could be taken as collateral

ID card or family book or birth certificate or passport or other document that is valid

Staying in the area where Vithey Microfinance Plc. was operated

 

 

MEDIUM LOAN

Features of Medium Loan Product

Currency

Khmer Riel and US dollar

Loan Size

5,001 USD to 10,000 USD or equivalent in Khmer Riel

Loan Term

Upto 48 months

Interest Rate

1.50% per month

    Repayment Mode
1. Declining Repayment
2. Declining Repayment with Grace Period
3. Semi-Balloon Repayment
4. Balloon Repayment

Other Requirement

and Document for

loan

The people are 18 years old up

A definitive or clear resident and occupation

Land or house that could be taken as collateral

ID card or family book or birth certificate or passport or other document that is valid

Staying in the area where Vithey Microfinance Plc. was operated