The Individual Loan is the loan that gives to people that has purpose to expand their business, service, agriculture and personal or household consumption.
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MICRO LOAN |
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Features of Micro Loan Product |
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Currency |
Khmer Riel and US dollar |
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Loan Size |
Upto 1,000 USD or equivalent in Khmer Riel |
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Loan Term |
Upto 12 months |
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Interest Rate |
1.50% per month |
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| Repayment Mode |
1. Declining Repayment |
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Other Requirement and Document for loan |
The people are 18 years old up A definitive or clear resident and occupation Land or house that could be taken as collateral ID card or family book or birth certificate or passport or other document that is valid Staying in the area where Vithey Microfinance Plc. was operated |
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SMALL LOAN |
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Features of Small Loan Product |
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Currency |
Khmer Riel and US dollar |
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Loan Size |
1,001 USD to 5,000 USD or equivalent in Khmer Riel |
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Loan Term |
Upto 36 months |
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Interest Rate |
1.50% per month |
| Repayment Mode |
1. Declining Repayment 2. Declining Repayment with Grace Period 3. Semi-Balloon Repayment 4. Balloon Repayment |
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Other Requirement and Document for loan |
The people are 18 years old up A definitive or clear resident and occupation Land or house that could be taken as collateral ID card or family book or birth certificate or passport or other document that is valid Staying in the area where Vithey Microfinance Plc. was operated |
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MEDIUM LOAN |
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Features of Medium Loan Product |
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Currency |
Khmer Riel and US dollar |
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Loan Size |
5,001 USD to 10,000 USD or equivalent in Khmer Riel |
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Loan Term |
Upto 48 months |
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Interest Rate |
1.50% per month |
| Repayment Mode |
1. Declining Repayment 2. Declining Repayment with Grace Period 3. Semi-Balloon Repayment 4. Balloon Repayment |
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Other Requirement and Document for loan |
The people are 18 years old up A definitive or clear resident and occupation Land or house that could be taken as collateral ID card or family book or birth certificate or passport or other document that is valid Staying in the area where Vithey Microfinance Plc. was operated |
